Buying a Home..

      Keeping a Home...        

 Building a Neighborhood...

Since 1978

 

Free Foreclosure Prevention/Intervention Help 

 

Buying a home is one of the most important decisions a family will make and sometimes, due to unforseen circumstances, keeping the mortgage payments current can be difficult.  If you are having difficulty keeping your mortgage current, late with your monthly mortgage payments or facing foreclosure, call Springfield NHS at (413) 739-4737, ext. 211.  We can help you. 

 

We have a full time Foreclosure Prevention/Intervention Counselor who has experience in working with lenders and services on behalf of homeowners to keep their homes.

 

Nothing is worse than doing nothing about it.  A milion families will face losing their homes this year.  Don't be one of them.  Call us today!

 

Putting Customers First

We pride ourselves on providing superior customer service and creating satisfield customers. We work hard to satisfy your mortgage needs and exceed the expections of our customers.  Please call us regarding any of your mortgage needs including BUYING a HOME...KEEPING a HOME...BUILDING a NEIGHBORHOOD... AND HELPING FAMILIES TO SAVE THEIR HOME FROM FORECLOSURE.

Offering Mortgage Products for ALL Income Ranges!

(Available in Western Massachusetts and The Pioneer Valley!)

Springfield Neighborhood Housing Services, Inc. (Springfield NHS) is a 501(c)(3) non-profit corporation that transforms families and revitalizes distressed neighborhoods through sustainable homeownership, rehabilitation and development of blighted properties, and resident empowerment. 

Homebuyer and Homeowner Programs to fit your individual needs!

• Up to 100% LTV for single family houses/condos
• 80/20 products available
• Lacking credit history/no credit score-we can use non-traditional credit references
• Automated underwriting for eligible borrowerw-APPROVAL IN MINUTES
• Section 8 to Homeownership Loans
• Purchase/Refinance allows up to 120% LTV (you can include debt consolidation)  
• 3% down payment required on 2-4 units
• Down payment & closing cost assistance
• Cash out refinance available
• Reverse mortgages available for homeowners 62 of age and over    

(All products contingent upon credit and subject to change at anytime without notice)

OTHER SERVICES:

• FREE Homebuyer Education classes offered in English or Spanish
• FREE Financial Fitness classes & technical assistance for those unable to get pre-approved 
• Foreclosure Prevention Counseling - 24/7
• Licensed Lead Paint Inspectior on -site, Massachusetts and Connecticut

Download our Customer Intake Form to the left to get started, and FAX the completed form to us at (413) 739-8070 or e-mail it to: ccarelock@springfieldnhs.org.  Get on the path of homeownership or refinancing.

Get fast answers

Springfield NHS has made it easy for you to get answers to your mortgage questions. Trying to decide if now is a good time to buy or refinance? Check out our Mortgage Calculator below.  Wondering if a new home equity loan or second mortgage can lower your monthly payments?  Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice or answer any questions you may have.

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