Transforming Our Communities Since 1978

(During 2008 We Will Be Celebrating 30 Years of Continuous Community Service)

Putting Customers First

We pride ourselves on providing superior customer service and creating satisfield customers. We work hard to satisfy your mortgage needs and exceed the expections of our customers.  Please call us regarding any of your mortgage needs including HOW TO SAVE YOUR HOME FROM FORECLOSURE or learning how to become a new homeowner.

Offering Mortgage Products for ALL Income Ranges!

(Available in Western Massachusetts and The Pioneer Valley!)

Springfield Neighborhood Housing Services, Inc. (Springfield NHS) is a 501(c)(3) non-profit corporation that transforms families and revitalizes distressed neighborhoods through sustainable homeownership, rehabilitation and development of blighted properties, and resident empowerment. 

Homebuyer and Homeowner Programs to fit your individual needs!

• Up to 100% LTV for single family houses/condos
• 80/20 products available
• Lacking credit history/no credit score-we can use non-traditional credit references
• Automated underwriting for eligible borrowerw-APPROVAL IN MINUTES
• Section 8 to Homeownership Loans
• Purchase/Refinance allows up to 120% LTV (you can include debt consolidation)  
• 3% down payment required on 2-4 units
• Down payment & closing cost assistance
• Cash out refinance available
• Reverse mortgages available for homeowners 62 of age and over    

(All products contingent upon credit and subject to change at anytime without notice)

OTHER SERVICES:

• FREE Homebuyer Education classes offered in English or Spanish
• FREE Financial Fitness classes & technical assistance for those unable to get pre-approved 
• Foreclosure Prevention Counseling - 24/7
• Licensed Lead Paint Inspectior on -site, Massachusetts and Connecticut

Download our Customer Intake Form to the left to get started, and FAX the completed form to us at (413) 739-8070 or e-mail it to: ccarelock@springfieldnhs.org.  Get on the path of homeownership or refinancing.

Get fast answers

Springfield NHS has made it easy for you to get answers to your mortgage questions. Trying to decide if now is a good time to buy or refinance? Check out our Mortgage Calculator below.  Wondering if a new home equity loan or second mortgage can lower your monthly payments?  Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice or answer any questions you may have.

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